Why You Need to Talk to Police After a Car Accident

Key Takeaways:

• Our experienced Belleville car accident lawyers at The Cates Law Firm earned a spot on the American Institute of Personal Injury Attorneys 10 Best list for 2025 and 2026 for client satisfaction.
• The Cates Law Firm offers a free consultation, charges no fee unless it recovers compensation, and covers up-front costs such as expert witnesses.
• Case value depends on your injuries and your share of fault. Illinois bars recovery at 51% fault or more, and a police report that records the facts helps protect your claim.

Many drivers want to leave the scene quickly after a crash. That choice can cost them. This blog explains why a call to the police protects your health, your legal rights, and your claim.

Does Illinois Require You to Call the Police?

Yes. Illinois law requires drivers to report a crash that causes injury, death, or property damage above $1,500. If officers do not come to the scene, you must file a written report with the Illinois Department of Transportation within 10 days. A driver who fails to report can face penalties or a license suspension.

What Does a Police Report Do for Your Claim?

A police report creates an official record of the crash. Officers note the location, the road conditions, witness names, and any citations. Insurance companies and courts rely on that record. An early, accurate report gives your claim a solid starting point.

What Should You Tell the Officer?

Speak with the officer, but keep your statement short and factual:

• Describe what happened, and do not guess about speed or fault
• Do not apologize, because the officer may read an apology as an admission
• Report every injury, even pain that seems minor
• Ask for the officer’s name and the report number

What if the Police Do Not Come to the Scene?

Some departments skip minor crashes. Photograph the vehicles, the road, and any damage, collect witness contact details, and file the written report with the Illinois Department of Transportation within 10 days.

How Does Fault Affect Your Recovery?

Illinois follows “modified comparative negligence.” A court reduces your award by your percentage of fault, and you recover nothing at 51% or more. Illinois also sets a two-year deadline for most personal injury lawsuits. The police report often shapes how insurers assign fault, so accuracy matters.

Frequently Asked Questions (FAQs):

Do I have to call the police after a minor crash in Belleville?

Illinois requires a report when anyone suffers injury or when damage exceeds $1,500. Even a small dent can cost more than that to repair, so call.

Should I give the other driver’s insurer a recorded statement?

No. Speak with a lawyer first, because insurers can use your words to reduce your claim.

What if the police report contains a mistake?

Contact the department, ask whether the officer can add a supplement, and tell your lawyer right away.

Injured in a Car Crash but Unsure Whether You Need a Police Report? Our Experienced Belleville Car Accident Lawyers at The Cates Law Firm Can Help Protect Your Claim and Fight to Get You the Compensation You Deserve

The police report is only the first step. Our Belleville car accident lawyers at The Cates Law Firm will obtain your report, review the facts, and handle the insurance companies while you heal. For a free consultation, call today at 618-277-3644 or submit our online form. Located in Swansea, Illinois, we proudly serve clients in the surrounding areas.